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If you are a freelancer, small business owner, or expat living in Thailand, one of the biggest questions is how to get paid online. Having a Thai bank account makes things easier, but you still need the right payment gateway. Some options work well for international clients, while others are perfect for local Thai customers. Let’s explore the best choices for individuals in Thailand.
Table of Contents
Payment Gateway Options
International Gateways
- PayPal Thailand
- Receive money from clients worldwide.
- Funds are kept in Thai currency.
- Withdraw to a Thai bank with a high fee and an exchange rate charge.
- Stripe Thailand
- Available for individuals, not only companies.
- Payouts go directly to your Thai bank in THB.
- Fee: 3.25% + 10 THB for international cards.
- Works smoothly with WordPress and WooCommerce.
- Wise Payment Links
- Not a full gateway, but very useful for freelancers.
- Create links for clients to pay in USD, EUR, GBP, and more.
- Hold money in different currencies, then transfer to your Thai bank at a real exchange rate.
- Skrill
- Another way to receive money globally.
- Balance held in foreign currency.
- Withdraw to a Thai bank, but fees and exchange rates are higher than Wise.
Local Thai Options
- PromptPay QR
- The fastest and cheapest way for Thai clients to pay.
- Generate QR codes from your Thai banking app.
- Works only inside Thailand.
- Omise (Opn Payments) & 2C2P
- Trusted gateways in Thailand.
- Accept cards, online banking, TrueMoney Wallet, PromptPay.
- Usually require company registration, not the best for individuals.
Summary
For international clients, the best gateways for individuals are Stripe, PayPal, and Wise. They connect easily with a Thai bank account and let you work with clients worldwide. For Thai customers, PromptPay QR is the simplest and lowest-cost solution. Together, these options give you flexibility to grow your online business in Thailand.
Your support helps keep this blog running! Secure payments via Paypal and Stripe.
